Serving Our Client's Best Interests Since 1993!


Our #1 priority is to help you understand the mortgage process.

Through our relationships with the Nation's Premiere Wholesale Mortgage Banking Institutions you will have access to a vast array of mortgage programs.  We'll take the time to listen and fully understand your needs, no matter how long it takes.  Then we'll tailor a loan package that meets those needs and discuss our recommendations with you in plain terms, not "Mortgage Speak".  Finally, we'll walk you through each step of the mortgage approval process so you know exactly what to expect.  And since we attend every client's settlement, you can be sure there will be No Surprises and No Gimmicks...
NO KIDDING!

You see, we understand that this is one of the most important financial transactions you will ever make.  We also know you may do this only four or five times in your entire life, but we do this every single day.  It's your home and your future.  It's our profession and our passion.  We're ready to work for your best interest so APPLY NOW

  

  

  

  

 

 

 

 

 

Competitive rates through knowledge and technology

Our goal is to keep the process as simple and straight-forward as possible.  We use the most advanced, secure technology available today to approve and close your loan quickly and efficiently.  By combining the use of the Internet along with advanced loan processing software and automated underwriting systems, we eliminate the hassles and anxiety that most people associate with getting a home loan.

Your financial needs change and we're changing right along with you
 

HOME EQUITY LINE OF CREDIT (HELOC):  Looking for a way to use some of the equity you've built up in your home without all the costs of doing a conventional refinance?  We offer a "stand-alone" home equity line of credit up to $500,000 and 85% of the value of your home.  What's more there are NO closing costsNO application or annual fees and NO draw requirements! 
Too good to be true?  Many of our clients have their first mortgage with another company, but they've told us that they couldn't find a HELOC comparable to ours at any source they contacted.  So pay off those high rate credit cards.  Start that remodeling project.  Maybe take the family away on that long-deserved vacation.  Whatever the reason, you'll find our HELOC to be the most cost effective way to finance your goal.  APPLYING IS EASY.

COMMERCIAL MORTGAGE:  If you've ever considered purchasing commercial property or need to refinance a loan you already have, we offer a streamlined, small-balance commercial property loan that gets most of our client's transactions to settlement within 45 days of application.  Need more than the typical 80% financing a bank will offer?  Or maybe your credit scores are falling just short or their requirements.  We can finance up to 85% loan-to-value for many loan scenarios and we'll accept less-than-perfect credit scores.

So let's talk about your dreams and start working together on the best way to make them come true because...

 We're not just in this business to do loans.  We're in it to CREATE TRUST!

Sincerely,
Brian Grammer
President

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First Atlantic Mortgage Services, LLC - P.O. Box 617 - Lewes, DE 19958
Office Phone: (302) 645-9181 Fax: (302) 645-9164 Cell Phone: (302) 841-8435

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We lend in the following states: DE



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